PF & Gratuity Calculator
Estimate your future EPF retirement corpus or compute your Gratuity payout under the Payment of Gratuity Act.
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%
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Yr
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Employee38%
Employer12%
Interest50%
Total Employee Share₹32,94,861
Employer Share + Interest₹52,91,377
Maturity Corpus₹85,86,239
Yearly Contribution Progression
| Year | Monthly Basic | Employee Total | Employer Total | Ending Balance |
|---|---|---|---|---|
| Year 1 | ₹50,000 | ₹72,000 | ₹22,020 | ₹98,171 |
| Year 2 | ₹54,000 | ₹1,49,760 | ₹45,802 | ₹2,12,196 |
| Year 3 | ₹58,320 | ₹2,33,741 | ₹71,486 | ₹3,43,996 |
| Year 4 | ₹62,986 | ₹3,24,440 | ₹99,225 | ₹4,95,698 |
| Year 5 | ₹68,024 | ₹4,22,395 | ₹1,29,183 | ₹6,69,658 |
| Year 6 | ₹73,466 | ₹5,28,187 | ₹1,61,537 | ₹8,68,480 |
| Year 7 | ₹79,344 | ₹6,42,442 | ₹1,96,480 | ₹10,95,045 |
| Year 8 | ₹85,691 | ₹7,65,837 | ₹2,34,219 | ₹13,52,538 |
| Year 9 | ₹92,547 | ₹8,99,104 | ₹2,74,976 | ₹16,44,477 |
| Year 10 | ₹99,950 | ₹10,43,032 | ₹3,18,994 | ₹19,74,745 |
| Year 11 | ₹1,07,946 | ₹11,98,475 | ₹3,66,534 | ₹23,47,630 |
| Year 12 | ₹1,16,582 | ₹13,66,353 | ₹4,17,876 | ₹27,67,860 |
| Year 13 | ₹1,25,909 | ₹15,47,661 | ₹4,73,326 | ₹32,40,651 |
| Year 14 | ₹1,35,981 | ₹17,43,474 | ₹5,33,213 | ₹37,71,751 |
| Year 15 | ₹1,46,860 | ₹19,54,952 | ₹5,97,890 | ₹43,67,495 |
| Year 16 | ₹1,58,608 | ₹21,83,348 | ₹6,67,741 | ₹50,34,860 |
| Year 17 | ₹1,71,297 | ₹24,30,016 | ₹7,43,180 | ₹57,81,528 |
| Year 18 | ₹1,85,001 | ₹26,96,418 | ₹8,24,654 | ₹66,15,955 |
| Year 19 | ₹1,99,801 | ₹29,84,131 | ₹9,12,647 | ₹75,47,447 |
| Year 20 | ₹2,15,785 | ₹32,94,861 | ₹10,07,678 | ₹85,86,239 |